STOP WASTING 40% DOWN PAYMENT ON YOUR EQUIPMENT FINANCING
SECURE YOUR MACHINERY WITH JUST 10% DOWN AND LOCK IN COMPETITIVE FIXED RATES WHILE COMPETITORS STRUGGLE WITH EXPENSIVE EQUIPMENT LEASES
Save $200,000+ in working capital on your next machinery purchase
Join 10,000+ business owners who've preserved millions in working capital with SBA equipment financing
YOUR LENDER DOESN'T WANT YOU TO KNOW ABOUT SBA 504 FINANCING
While equipment dealers push expensive leases and high-interest loans that benefit THEM, we're revealing the machinery financing strategy smart business owners are leveraging
KEEP 30% MORE CASH IN YOUR PRACTICE
Only 10% down vs. conventional 40-50% requirement – invest saved capital in operations, inventory, and growth
NEVER WORRY ABOUT BALLOON PAYMENTS
Fully amortized loans with predictable payments while equipment leases trap you in endless cycles
NO PROJECT SIZE LIMITATIONS
Finance $5M+ heavy equipment projects while conventional lenders cap at much lower amounts
YOU OWN THE EQUIPMENT
Build equity in your machinery instead of paying rent forever with equipment leases
See exactly how much working capital you'll retain vs. other loans
DON'T GET TRAPPED BY THESE COMMERCIAL LOAN MISTAKES
The equipment financing industry profits billions from business owners who don't know these financing secrets
THE 50% DOWN PAYMENT TRAP
Equipment dealers quietly pocket the extra capital you could be using to grow your operations
THE EQUIPMENT LEASE TRAP
Pay forever and never own anything – equipment leases cost 40-60% more over time
THE HIGH-INTEREST RATE SQUEEZE
Equipment loans with 15-25% rates drain your cash flow when SBA rates are much lower
THE COLLATERAL DEMAND
Other lenders want your real estate and personal assets on top of the equipment you're buying
Discover how much you're overpaying right now
WHY SMART BUSINESS OWNERS CHOOSE SBA 504 EVERY TIME
Feature
SBA 504
SBA 7(a)
Conventional
Down Payment Requirement
25-Year Fixed Rate
No Project Size Limitation
No Additional Collateral Required
Lower Payments
Protection from Rate Increases
Extra Working Capital Preserved
Before rates rise and approval criteria tighten
THE SBA 504 EQUIPMENT FINANCING ADVANTAGE
Perfect for these machinery and heavy equipment purchases:
Construction Equipment
Excavators, bulldozers, cranes, loaders, and specialized construction machinery
Manufacturing Equipment
CNC machines, production lines, industrial equipment, and manufacturing systems
Transportation & Logistics
Commercial trucks, trailers, forklifts, and material handling equipment
Medical & Dental Equipment
Treatment facilities, rehabilitation centers, and wellness clinics
On a $1M equipment purchase, YOU KEEP $300,000-$400,000 MORE in your business with SBA equipment financing vs. conventional loans
Before your competitors get the machinery they need to outbid you
HOW YOU WIN WITH THE SBA 504 STRUCTURE
50% Conventional Bank Loan
(1st Position)
40% SBA 504 Loan
(2nd Position)
BELOW-MARKET FIXED RATE
10% Borrower Down Payment
DRAMATICALLY LESS THAN ALTERNATIVES
This strategic financing structure gives you an UNFAIR ADVANTAGE over competitors still using outdated financing methods. Retain up to 30% more working capital while locking in protection from rising interest rates for 25 years.
Limited SBA funding allocations available this quarter
SPECIAL SBA 504 PROGRAMS
CONSTRUCTION CONTRACTORS: STOP OVERPAYING FOR HEAVY EQUIPMENT
SBA equipment financing allows contractors to acquire machinery with just 10-15% down payment, significantly less than conventional equipment financing requirements of 40-50%.
Example: On a $2M excavator and equipment package, you keep up to $700,000 more in working capital compared to conventional financing – enough to bid on larger projects and expand operations.
Join business owners saving millions in working capital
CONSTRUCTION CONTRACTORS: STOP OVERPAYING FOR HEAVY EQUIPMENT
SBA equipment financing allows contractors to acquire machinery with just 10-15% down payment, significantly less than conventional equipment financing requirements of 40-50%.
Example: On a $2M excavator and equipment package, you keep up to $700,000 more in working capital compared to conventional financing – enough to bid on larger projects and expand operations.
Join business owners saving millions in working capital
MANUFACTURING BUSINESSES: DOUBLE YOUR PRODUCTION CAPACITY
Incorporate energy-efficient manufacturing equipment and access enhanced SBA financing terms while reducing long-term operating costs.
Qualifying equipment includes:
✓ Energy-efficient manufacturing systems
✓ Advanced CNC and automated machinery
✓ Production line equipment with energy savings
✓ Industrial equipment with efficiency upgrades
Reduce operating costs while maximizing loan benefits
MANUFACTURING BUSINESSES: DOUBLE YOUR PRODUCTION CAPACITY
Incorporate energy-efficient manufacturing equipment and access enhanced SBA financing terms while reducing long-term operating costs.
Qualifying equipment includes:
✓ Energy-efficient manufacturing systems
✓ Advanced CNC and automated machinery
✓ Production line equipment with energy savings
✓ Industrial equipment with efficiency upgrades
Reduce operating costs while maximizing loan benefits
TRAPPED IN EXPENSIVE EQUIPMENT LEASES? ESCAPE NOW WITH SBA 504 REFINANCING
Break free from endless lease payments and high effective interest rates with our specialized SBA equipment purchase program.
Break free from:
⟫ Equipment leases that cost 40-60% more over time
⟫ Never owning the equipment you depend on
⟫ Restrictions on equipment modifications and usage
⟫ Endless payment cycles with no equity building
Before your next payment increase or balloon comes due
TRAPPED IN EXPENSIVE EQUIPMENT LEASES? ESCAPE NOW WITH SBA 504 REFINANCING
Break free from endless lease payments and high effective interest rates with our specialized SBA equipment purchase program.
Break free from:
⟫ Equipment leases that cost 40-60% more over time
⟫ Never owning the equipment you depend on
⟫ Restrictions on equipment modifications and usage
⟫ Endless payment cycles with no equity building
Before your next payment increase or balloon comes due
EQUIPMENT FINANCING THAT WORKS FOR YOUR BUSINESS
Don't let equipment costs prevent you from winning larger contracts
When equipment prices exceed your available capital, conventional loans demand excessive down payments, forcing you to either pay more out-of-pocket or lose competitive opportunities. With SBA equipment financing, we have specialized solutions to maximize your equipment purchasing power.
How SBA Equipment Financing Maximizes Your Buying Power
Equipment Cost: $1,000,000
Conventional Loan
YOU PAY: $400,000+
(40-50% Down Payment)
SBA 504 Solution
YOU PAY: $100,000
(10-15% Down Payment)
SBA EQUIPMENT FINANCING SAVES YOU $250,000-$400,000 OUT-OF-POCKET
Don't lose to financing technicalities
FAST-TRACK YOUR SBA 504 APPROVAL
Our streamlined process gets you from application to funding in record time
Pre-qualification
24-48 hours
Quick assessment of eligibility and preliminary approval
Full application
3-4 weeks
Complete documentation gathering and submission
SBA approval
5-7 days
Final review and authorization from SBA
Closing
1-2 weeks
Finalize documents and secure property
Permanent funding
45-60 days post-closing
Long-term financing with low fixed rates
No credit impact, completely confidential analysis
THINK YOU CAN'T QUALIFY? THINK AGAIN
We've helped thousands of business owners who were told 'no' elsewhere
MY CREDIT ISN'T PERFECT
SBA 504 focuses on business strength, not just personal credit
MY PRACTICE IS TOO NEW
2+ years in business qualifies you (compared to 5+ years elsewhere)
MY PROJECT IS TOO LARGE
No maximum project size with SBA 504
I WAS REJECTED BEFORE
Our specialized approach succeeds where others fail
Discover why we approve 3X more loans than typical lenders
THE HIDDEN COSTS OF NOT USING SBA 504
SCENARIO 1: $2M CONSTRUCTION EQUIPMENT PACKAGE
Conventional Financing
Down Payment:
$400,000-$600,000 (20-30%)
Working Capital Lost:
$300,000-$500,000 more than SBA 504
Interest Rate:
Variable, likely to increase
Monthly Payment:
$11,500+ (subject to increases)
SBA 504 Financing
Down Payment:
$200,000 (10%)
Working Capital Saved:
$300,000-$500,000
Interest Rate:
Fixed for 25 years
Monthly Payment:
$10,300 (never increases)
SCENARIO 2: $5M MANUFACTURING EQUIPMENT
Conventional Financing
Down Payment:
$1,000,000-$1,500,000 (20-30%)
Working Capital Lost:
$750,000-$1,250,000 more than SBA 504
Interest Rate:
Variable, likely to increase
Monthly Payment:
$28,500+ (subject to increases)
SBA 504 Financing
Down Payment:
$500,000 (10%)
Working Capital Saved:
$750,000-$1250,000
Interest Rate:
Fixed for 25 years
Monthly Payment:
$25,750 (never increases)
Calculate exactly how much you'll save with SBA 504
WHY AMERICA'S SMARTEST BUSINESS OWNERS CHOOSE US FOR SBA 504
$2.7 BILLION
in SBA 504 loans funded
4,500+
successful equipment purchases
98.7%
approval rate for qualified applicants
27 YEARS
of specialized SBA 504 expertise
After being turned down by three local banks, Rainmakers Commercial Group secured our SBA 504 loan with just 10% down on our $3.2M manufacturing facility. We kept over $500,000 in working capital that we've used to expand operations and hire 12 new employees.
Michael Thompson
CEO, Advanced Manufacturing Solutions
FDIC Member
Get the same competitive advantage for your business
DON'T WASTE ANOTHER DAY OVERPAYING FOR YOUR MEDICAL PROPERTY
Take 60 seconds to discover how much working capital you could be saving
Limited SBA 504 allocations available this quarter
Free, no-obligation analysis – see exactly what you qualify for
Rainmakers Commercial Group
Legal
Rainmakers Commercial Group is not a direct lender. We connect qualified borrowers with SBA-approved lenders. All loans subject to approval.
Interest rates subject to change based on market conditions at the time of closing.
©2025 Rainmakers Commercial Group. All rights reserved.
This is a marketing communication. Information provided is for educational purposes only and does not constitute financial advice. Consult your financial advisor before making any financial decisions.